Published Rates · No Hidden Fees

Transparent funding rates.
No surprises.

While competitors hide their fees in fine print, we publish ours. Invoice factoring from 3–6%. MCA from 1.15× factor. See every product, every rate — before you apply.

No hidden fees
Published rates
No customer notification
No application fees

We publish what they hide

Biz2Credit, FundThrough, and most MCA brokers obscure their rates until you're committed. We lead with numbers.

Metric CashBridge Industry Average Your Savings
Invoice Factoring Rate 3–6% / invoice 5–15% / invoice Up to 9% less per invoice
Effective APR (MCA) From 15% 40–350% APR Significantly lower cost
Approval Time 24–72 hours 3–14 days Up to 12 days faster
Funding Speed (after approval) As fast as 24 hours 3–7 business days Days sooner in your account
Application Fee $0 $250–$2,500 $250–$2,500 saved upfront
Rate Transparency Published before apply Revealed after commitment Informed decision making
Customer Notification (Factoring) None (confidential) Often required Protect your client relationships
Startup Funding (0% interest) Available (700+ credit) Rarely offered Up to $100K at 0% for 12–24 mo

10 products. Every rate published.

One application connects you to the right product. No double-dipping, no hidden broker fees, no runaround.

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Invoice Factoring

Next-Day Funding

Turn unpaid B2B invoices into immediate cash. Get up to 95% of your invoice value funded. No debt on your books — your customers' credit pays, not yours. Completely confidential (no notification to your clients).

Rate 3–6% per invoice
Speed 24–48 hours
Min Amount $10,000
Max Amount $10,000,000
Apply Now →
🔄

Business Line of Credit

Revolving

Draw what you need, repay, draw again. A revolving credit facility for ongoing working capital needs — payroll, inventory, short-term gaps. Only pay interest on what you use.

APR Range 8–35% APR
Speed 2–5 days
Min Amount $25,000
Max Amount $500,000
Apply Now →
🏦

Term Loan

Fixed Payments

Lump-sum capital with fixed repayment schedules. Use for expansion, inventory, hiring, or any growth initiative. Simple 1-page application. 4 months of bank statements required.

APR Range 10–45% APR
Speed 2–5 days
Min Amount $5,000
Max Amount $1,500,000
Apply Now →
🇺🇸

SBA Loan

Lowest Rates

Government-backed loans with the best long-term rates available to small businesses. SBA 7(a) and SBA 504 programs. Lower monthly payments, longer terms, larger amounts.

APR Range 6.5–13% APR
Speed 30–90 days
Min Amount $50,000
Max Amount $5,000,000
Apply Now →
🛠️

Equipment Financing

Asset-Backed

Finance the equipment you need without draining cash reserves. The equipment itself serves as collateral — easier approval than unsecured loans. Lease or purchase options available.

APR Range 5–20% APR
Speed 2–5 days
Min Amount $10,000
Max Amount $5,000,000
Apply Now →
📈

Revenue-Based Financing

Flexible Repay

Repay as a percentage of monthly revenue — slow months, smaller payments. Ideal for SaaS, ecom, or seasonal businesses. No fixed schedule, no collateral required.

Factor Rate 1.2×–1.5× capital
Speed 2–4 days
Min Amount $25,000
Max Amount $2,000,000
Apply Now →
💳

Merchant Cash Advance

Fastest Funding

Get a lump sum in exchange for a percentage of future daily card sales. The fastest path to working capital — minimal paperwork, funded in as little as 24 hours. Best for consistent daily revenue businesses.

Factor Rate 1.15×–1.5×
Speed 24–48 hours
Min Amount $5,000
Max Amount $1,500,000
Apply Now →
🏘️

Real Estate Investment Funding

Property

Fix & flip, DSCR, bridge loans, rental portfolios, new construction, and commercial real estate. Fast closings, no income verification for DSCR loans. Up to $15M per deal.

Rate Range 7–13% interest
Speed As fast as 48 hrs
Min Amount $100,000
Max Amount $15,000,000
Apply Now →
🗂️

AR (Accounts Receivable) Financing

Asset-Based

Use your outstanding receivables as collateral for a revolving credit line. Unlike factoring, you retain control of your customer relationships — the lender advances against your AR balance without notification.

Advance Rate 80–90% of AR
Speed 3–7 days setup
Min Amount $50,000
Max Amount $10,000,000
Apply Now →
📦

Purchase Order Financing

Pre-Delivery

Have a large PO but not enough cash to fulfill it? We fund the supplier directly so you can deliver on the order and collect payment. No debt on your balance sheet until delivery is complete.

Fee Range 2–6% of PO value
Speed 3–7 days
Min PO $50,000
Max PO $10,000,000
Apply Now →

The standard we hold ourselves to

🚫

No Hidden Fees

What you see on this page is what you get. No origination fee surprises after you commit. No "processing" or "document" fees added at closing. Ever.

📢

Published Rates

We publish our rate ranges before you apply — not after you've submitted documents and gotten emotionally committed. You deserve to compare before you decide.

🤫

No Customer Notification

For invoice factoring and AR financing, your customers are never notified. Confidential programs protect your business relationships entirely.

Other lenders hide rates for a reason

Biz2Credit was hit with a $4.7M settlement for misleading small businesses on loan terms. FundThrough and most MCA brokers reveal actual rates only after you've submitted bank statements and feel locked in. That pressure is a feature for them — not a bug.

CashBridge works differently. Our revenue comes from funding partner commissions after a successful match — not from trapping you in a bad deal. Published rates align our incentives with yours.

One universal application — we match you to the best product
No application fee, no commitment until you accept an offer
Our partners compensate us on success — we win when you get funded right
Rate ranges above reflect real partner offers — not marketing minimums
Quick Rate Reference
Invoice Factoring
3–6% vs 5–15%
Merchant Cash Advance
1.15× factor vs 1.4–1.6×
Equipment Financing
5–20% APR vs 10–30%
SBA Loan
6.5–13% vs 8–16%
Approval Time
24–72 hrs vs 3–14 days
Application Fee
$0 vs $250–$2,500
You've seen the rates. Now get funded.

One 5-minute application. We match you to the right product from the 10 above. No application fee, no obligation until you accept an offer.

✓  No application fee ✓  Published rates ✓  No hidden fees ✓  Funded in 24–72 hrs